Zoe gives up her job as a blackjack dealer so she can raise her nieces and nephew after their mother dies in a car accident. Sophia Mason and Dan Lennox, special fraud investigators, tell her the family is denied any financial settlement because they think her sister was responsible for her own death. Zoe decides to go on her own investigation to prove her sister wasn't at fault while trying to find a new job. Also, Zoe runs into an old flame and Taylor disappears.